Texas Rural Housing Loans

100% Rural Housing Mortgage

Guaranteed Rural Housing (GRH) is a government insured single-family home loan program for low to moderate income borrowers purchasing homes in rural areas.

Besides VA loans, these are the only 100% loans still available today.

Benefits

100% financing, no down payment required
Annual guarantee renewal fee 0.30%
No reserves required
Flexible credit and qualifying ratios
30 year fixed rates
Generous adjustments to assist more homebuyers to qualify
NOT just for first time home buyers
Guarantee Fee: 2% for purchase; 1% for refinance
Refinance available for existing Rural Housing Loans

To receive the benefits of a Guaranteed loan

To receive the benefits of a Guaranteed loan there is a one time guarantee fee of 3.5% assessed on the total loan amount. The guarantee fee may be rolled into the loan (above the appraised value), the client may pay for it with their own funds at closing, or it can be paid with gift or grant funds, or a seller concession.

Click Here for Free Prequalification

New Income Limits for Texas

AHMC • 400 Harvey St. • San Marcos, TX 78666 Telephone: 512-395-8800 • Toll Free: 800-411-4600
We Lend Across Texas...helping Texans realize the dream of home ownership.